Earning free crypto is the best! You get to invest in cryptocurrency without using a lot of your own money. And luckily for us, many companies offer crypto bonus offers to new customers.


There are two main factors that are going to affect your overall earnings (or losses) from a crypto-based savings account:

  1. The cryptocurrency’s price in U.S. dollars.
  2. Interest rate paid on your crypto savings account(s).

Crypto Savings Accounts Vs. Crypto Wallets

When you have Bitcoin or another form of crypto in a wallet, the number of coins you own doesn’t change over time. With crypto-based savings accounts, the number of coins you own will increase over time!

Personally, I’m using all the cryptocurrency exchanges I mention in this post (and took advantage of every free crypto sign-up bonus).


Why we chose it: We chose Nexo Wallet as the best crypto wallet for beginners because it’s an intuitive and highly secure wallet that is backed by a well-known exchange.

Earn between 3% and 12% APY (paid daily) with Nexo.

Nexo’s claim to fame is limited lock-up times of just 24 hours or less. That means your interest payments are paid out daily.

Nexo also has $375 million in insurance on all custodial assets.

There are no monthly fees or minimum deposit requirements to open an account.

Sign up here – https://nexo.io/ref/zmoem4uvoe?src=web-link

Invite friends and earn Bitcoin

For every friend who tops up $100 or more, Nexo will reward both of you with $10 in BTC.


The Nexo Loyalty program is a four-tier system, comprising BaseSilverGold, and Platinum levels, which extends benefits depending on the amount of NEXO Tokens you hold across your Nexo Savings and Credit wallets, as combined in the Portfolio Balance*.

The requirements for each tier are as follows:

  • Base: No NEXO Tokens are needed
  • Silver: At least 1% of the Portfolio Balance in your account must comprise NEXO Tokens
  • Gold: At least 5% of the Portfolio Balance in your account must comprise NEXO Tokens
  • Platinum: At least 10% of the Portfolio Balance in your account must comprise NEXO Tokens

The Portfolio Balance is the combined value of your Credit Line and Savings Wallets. The Loyalty program bases rewards tiers on the ratio of NEXO Tokens vs. the value of all the assets in your Portfolio Balance, which must be at least 1%, 5%, or 10% respectively for each tier.



BlockFi is another popular cryptocurrency exchange with a tiered bonus offer.

To be eligible for the promotion, this must be your first ever deposit in the BlockFi Interest Account, and you must maintain a crypto account balance of at least $100 for two and a half months.

Payouts take place on the 15th of each month. So, for example, if you opened your account in October, you’ll receive your bonus on January 15th.

Bonus: Get up to a $250 in crypto with a deposit of $100 or more into a BlockFi interest account!

Sign up here and get the $250 bonus too!https://blockfi.com/?ref=0ca07574


Celsius Network – Best Transfer Bonuses

There are no minimum deposit requirements and interest payments are made weekly.

Earn $50 in Bitcoin with each referral

A new user enters your referral code upon signup, upon them transferring $400 and holding it for 30 days, you will both receive $50!

Join Celsius Network using my referral code 170704ace9 when signing up and earn $50 in BTC with your first transfer of $400 or more! #UnbankYourself

Sign up here –  https://celsiusnetwork.app.link/170704ace9

Can I earn a higher reward rate if I hold CEL tokens?

  • If the CEL balance in your account is 5-10% of your total account balance, your loyalty tier is Bronze.
  • If the CEL balance in your account is 10-15% of your total account balance, your loyalty tier is Silver.
  • If the CEL balance in your account is 15-25% of your total account balance, your loyalty tier is Gold.
  • If the CEL balance in your account is >25% of your total account balance, your loyalty tier is Platinum.

Our reward calculation schedule is as follows:

  • Reward accrual period: Friday 05:00:00 UTC to Friday 04:59:59 UTC.
  • Reward calculation price snapshot: Friday 05:00:00 UTC
  • Reward payment day: Monday, no set time.

Please note that earning rewards in CEL is currently not available in the United States.



While there isn’t a promotion currently available for new Binance customers, you can earn up to a 40% referral commission on your friends’ trading fees when they join using your referral link.

Referral Offer ID  –  152142830

Sign up here  – https://accounts.binance.com/en/register?ref=152142830




Okcoin is a secure cryptocurrency exchange which makes it easy to buy Bitcoin, Ethreum, Dogecoin, and other cryptos.

You can also earn crypto rewards by staking your crypto with their Okcoin Earn program.

Sign up here  –  https://www.okcoin.com/join?channelId=600160741




Founded in 2015, Abra is a crypto exchange and custodial wallet offering services to investors in the U.S. and 150 other countries.

The bonus is paid out in the form of Crypto Perx (CPRX) tokens. Once you receive it, you can sell it for cash or trade it for another cryptocurrency.

Sign up here  – https://www.abra.com/ref/?deep_link_sub1=RCAV6462M

Referral Offer ID  –  RCAV6462M

Join Abra with the referral code RCAV6462M and you’ll get a $15 bonus after you deposit $15 or more for 30 days.



YouHodler is a Swiss company that gets its name from the playful misspelling of the word “HOLD” which later utilized the acronym “Hold On for Dear Life” and was adopted by the investment community as a term to ‘hold’ or not sell your investment.

The company allows savers to withdraw from the platform at any time. But the minimum investment is $100 USD.

Interest payments are paid every week.

Sign up here https://www.youhodler.com/







Payoneer offers a $25 bonus to both parties via the Payoneer Refer A Friend program when a current member refers a new member to get a Payoneer debit card.
You can then use the provided debit card to withdraw cash from your account at any ATM machines in the world. Anyone can sign up for free just like Paypal. The good news? If you sign up using this referral link, Payoneer gives you $25 free sign up bonus