{"id":24437,"date":"2011-07-05T07:23:00","date_gmt":"2011-07-05T07:23:00","guid":{"rendered":""},"modified":"2020-09-25T09:32:41","modified_gmt":"2020-09-25T09:32:41","slug":"certificatul-si-polita-de-asigurare-2","status":"publish","type":"post","link":"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/","title":{"rendered":"Certificatul \u015fi poli\u0163a de asigurare"},"content":{"rendered":"
<\/div>

Riscurile reprezint\u0103 anumite evenimente probabile care pot surveni pe parcursul transportului m\u0103rfurilor \u015fi care pot avea ca urmare pierderea sau avarierea total\u0103 sau par\u0163ial\u0103 at\u00e2t a m\u0103rfurilor c\u00e2t \u015fi a mijloacelor de transport.
\n Pagubele astfel ap\u0103rute nu se acoper\u0103 \u00een totalitate ci numai acelea care se datoreaz\u0103 unor riscuri probabile \u015fi care sunt asigurate.
\n\u00cen practica interna\u0163ional\u0103 a asigur\u0103rilor riscurile se \u00eempart \u00een :
\n\u2022 riscuri asigurabile, care la r\u00e2ndul lor pot fi obi\u015fnuite,cum sunt : furtuna, naufragiul, e\u015fuarea, coliziunea, aruncarea m\u0103rfurilor peste bord, incendiul, furtul, jaful; \u015fi speciale , ca: transform\u0103ri fizice(autoaprinderea, scurgerea lichidelor, spargerea sticl\u0103riei), transform\u0103ri chimice(\u00eencingerea cerealelor, ruginirea m\u0103rfurilor din fier, o\u0163etirea vinului,alterarea c\u0103rnii) sau r\u0103zboaie, greve inunda\u0163ii, cutremure;
\n\u2022 riscuri excluse, cele pentru care, \u00een cazul c\u00e2nd apar \u00een timpul transportului, asiguratorul nu poart\u0103 nici o r\u0103spundere: nerespectarea regulilor de transport a m\u0103rfii respective, viciul propriu al m\u0103rfii, contrastaliile, \u00eent\u00e2rzierile \u00een livrare, capturarea, confiscarea, etc.
\nDocumentul de asigurare trebuie s\u0103 corespund\u0103 cerin\u0163elor din deschiderea acreditivului documentar at\u00e2t ca tip de asigurare, c\u00e2t \u015fi ca riscuri asigurate.
\nPoli\u0163a de asigurare atest\u0103 \u00een\u0163elegerea prin care asiguratul se angajeaz\u0103 s\u0103 pl\u0103teasc\u0103 o sum\u0103 de bani \u00een schimbul c\u0103reia asigur\u0103torul \u00ee\u015fi asum\u0103 anumite riscuri. Aceste poli\u0163e sunt documente negociabile \u015fi pot fi:
\n– nominale;
\n– la ordin \u2013 pot fi transmise prin andosare \u00een alb sau plin;
\n– la purt\u0103tor.
\nEa trebuie s\u0103 aib\u0103 semn\u0103tura \u015fi \u015ftampila societ\u0103\u0163ii de asigur\u0103ri, s\u0103 fie emis\u0103 \u00een moneda \u00een care este emis acreditivul documentar. Intrarea \u00een vigoare a documentului de asigurare trebuie s\u0103 se fac\u0103 cel t\u00e2rziu la \u00eenc\u0103rcarea m\u0103rfurilor \u00een mijlocul de transport.
\nSuma de asigurat poate fi precizat\u0103 \u00een mod diferit, de exemplu:
\n– un procent minim asigurat ( acoperind cel pu\u0163in 110% din valoarea facturat\u0103 a m\u0103rfurilor);
\n– un procent fix ( acoperind 110% din valoarea facturat\u0103 a m\u0103rfurilor);
\n– limita minim\u0103 \u015fi maxim\u0103 a asigur\u0103rii (acoperind minimum 110% dar nu mai mult de 130%).
\nCertificatul de asigurare este un document \u00een care se dau detalii despre poli\u0163a de asigurare \u015fi care certific\u0103 existen\u0163a acesteia.
\n \u00cen AD trebuie s\u0103 se specifice clar tipul de asigurare cerut \u015fi, eventual, ce riscuri adi\u0163ionale se mai doresc a fi acoperite. De exemplu:
\n– toate riscurile(all risks);
\n– toate riscurile, inclusiv riscurile de r\u0103zboi, greve, tulbur\u0103ri \u015fi mi\u015fc\u0103ri civile( all risks incl. War risks and strike, riots and civil commotions).<\/p>\n

<\/div>","protected":false},"excerpt":{"rendered":"

Riscurile reprezint\u0103 anumite evenimente probabile care pot surveni pe parcursul transportului m\u0103rfurilor \u015fi care pot avea ca urmare pierderea sau avarierea total\u0103 sau par\u0163ial\u0103 at\u00e2t a m\u0103rfurilor c\u00e2t \u015fi a mijloacelor de transport. Pagubele astfel ap\u0103rute nu se acoper\u0103 \u00een totalitate ci numai acelea care se datoreaz\u0103 unor riscuri probabile \u015fi care sunt asigurate. \u00cen […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"yoast_head":"\nCertificatul \u015fi poli\u0163a de asigurare - Jobs\/ Internships\/ Scholarships\/<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Certificatul \u015fi poli\u0163a de asigurare - Jobs\/ Internships\/ Scholarships\/\" \/>\n<meta property=\"og:description\" content=\"Riscurile reprezint\u0103 anumite evenimente probabile care pot surveni pe parcursul transportului m\u0103rfurilor \u015fi care pot avea ca urmare pierderea sau avarierea total\u0103 sau par\u0163ial\u0103 at\u00e2t a m\u0103rfurilor c\u00e2t \u015fi a mijloacelor de transport. Pagubele astfel ap\u0103rute nu se acoper\u0103 \u00een totalitate ci numai acelea care se datoreaz\u0103 unor riscuri probabile \u015fi care sunt asigurate. \u00cen […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Jobs\/ Internships\/ Scholarships\/\" \/>\n<meta property=\"article:published_time\" content=\"2011-07-05T07:23:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-09-25T09:32:41+00:00\" \/>\n<meta name=\"author\" content=\"eurointern\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"eurointern\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/\",\"url\":\"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/\",\"name\":\"Certificatul \u015fi poli\u0163a de asigurare - Jobs\/ Internships\/ Scholarships\/\",\"isPartOf\":{\"@id\":\"https:\/\/rubyskynews.com\/#website\"},\"datePublished\":\"2011-07-05T07:23:00+00:00\",\"dateModified\":\"2020-09-25T09:32:41+00:00\",\"author\":{\"@id\":\"https:\/\/rubyskynews.com\/#\/schema\/person\/2bf02c24278f4ce807817c8f91add34d\"},\"breadcrumb\":{\"@id\":\"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/rubyskynews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Certificatul \u015fi poli\u0163a de asigurare\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/rubyskynews.com\/#website\",\"url\":\"https:\/\/rubyskynews.com\/\",\"name\":\"Jobs\/ Internships\/ Scholarships\/\",\"description\":\"Internships\/ Scholarships\/ Grants\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/rubyskynews.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/rubyskynews.com\/#\/schema\/person\/2bf02c24278f4ce807817c8f91add34d\",\"name\":\"eurointern\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/rubyskynews.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/4ba0ee69eda3e0c9ec9a3c49a6c7a82b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/4ba0ee69eda3e0c9ec9a3c49a6c7a82b?s=96&d=mm&r=g\",\"caption\":\"eurointern\"},\"sameAs\":[\"http:\/\/rubyskynews.com\"],\"url\":\"https:\/\/rubyskynews.com\/index.php\/author\/eurointern28gmail-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Certificatul \u015fi poli\u0163a de asigurare - Jobs\/ Internships\/ Scholarships\/","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/","og_locale":"en_US","og_type":"article","og_title":"Certificatul \u015fi poli\u0163a de asigurare - Jobs\/ Internships\/ Scholarships\/","og_description":"Riscurile reprezint\u0103 anumite evenimente probabile care pot surveni pe parcursul transportului m\u0103rfurilor \u015fi care pot avea ca urmare pierderea sau avarierea total\u0103 sau par\u0163ial\u0103 at\u00e2t a m\u0103rfurilor c\u00e2t \u015fi a mijloacelor de transport. Pagubele astfel ap\u0103rute nu se acoper\u0103 \u00een totalitate ci numai acelea care se datoreaz\u0103 unor riscuri probabile \u015fi care sunt asigurate. \u00cen […]","og_url":"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/","og_site_name":"Jobs\/ Internships\/ Scholarships\/","article_published_time":"2011-07-05T07:23:00+00:00","article_modified_time":"2020-09-25T09:32:41+00:00","author":"eurointern","twitter_card":"summary_large_image","twitter_misc":{"Written by":"eurointern","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/","url":"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/","name":"Certificatul \u015fi poli\u0163a de asigurare - Jobs\/ Internships\/ Scholarships\/","isPartOf":{"@id":"https:\/\/rubyskynews.com\/#website"},"datePublished":"2011-07-05T07:23:00+00:00","dateModified":"2020-09-25T09:32:41+00:00","author":{"@id":"https:\/\/rubyskynews.com\/#\/schema\/person\/2bf02c24278f4ce807817c8f91add34d"},"breadcrumb":{"@id":"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/rubyskynews.com\/index.php\/2011\/07\/05\/certificatul-si-polita-de-asigurare-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/rubyskynews.com\/"},{"@type":"ListItem","position":2,"name":"Certificatul \u015fi poli\u0163a de asigurare"}]},{"@type":"WebSite","@id":"https:\/\/rubyskynews.com\/#website","url":"https:\/\/rubyskynews.com\/","name":"Jobs\/ Internships\/ Scholarships\/","description":"Internships\/ Scholarships\/ Grants","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/rubyskynews.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/rubyskynews.com\/#\/schema\/person\/2bf02c24278f4ce807817c8f91add34d","name":"eurointern","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/rubyskynews.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/4ba0ee69eda3e0c9ec9a3c49a6c7a82b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4ba0ee69eda3e0c9ec9a3c49a6c7a82b?s=96&d=mm&r=g","caption":"eurointern"},"sameAs":["http:\/\/rubyskynews.com"],"url":"https:\/\/rubyskynews.com\/index.php\/author\/eurointern28gmail-com\/"}]}},"_links":{"self":[{"href":"https:\/\/rubyskynews.com\/index.php\/wp-json\/wp\/v2\/posts\/24437"}],"collection":[{"href":"https:\/\/rubyskynews.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rubyskynews.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rubyskynews.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubyskynews.com\/index.php\/wp-json\/wp\/v2\/comments?post=24437"}],"version-history":[{"count":0,"href":"https:\/\/rubyskynews.com\/index.php\/wp-json\/wp\/v2\/posts\/24437\/revisions"}],"wp:attachment":[{"href":"https:\/\/rubyskynews.com\/index.php\/wp-json\/wp\/v2\/media?parent=24437"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rubyskynews.com\/index.php\/wp-json\/wp\/v2\/categories?post=24437"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rubyskynews.com\/index.php\/wp-json\/wp\/v2\/tags?post=24437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}