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In epoca contemporana locul si rolul bancilor in economie este foarte mare, activind ca intermediar principal in relatia economii-investitii, relatie hotaritoare in cresterea economica .Conceptele moderne privind dezvoltarea economica considera ca un rezultat necesar al evolutiei societatii, obtinerea de economii ale agentilor economici sau persoanelor fizice, reprezentind venituri neconsumate in perioada curenta si destinate unei […]