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Capitalul bancar e format din capital statutar, obligatiuni si rezerve. La rindul sau, fiecare din aceste trei categorii contin urmatoarele caracteristici: actiuni simple, actiuni privilegiate, surplus de capital si beneficiu nerepartizat. Actiunile sunt hirtiile de valoare care confirma dreptul proprietarului acestei actiuni la o anumita parte a resurselor proprii a bancii, la primirea venitului din […]